Education/Designations:

• B.A. Wayne State University
• Entered the Insurance Business in 1977
• Chartered Life Underwriter (CLU)
• Chartered Financial Consultant (ChFC)
• Registered Health Underwriter (RHU)
• Licensed Insurance Counselor (LIC)

Associations/Memberships:

• Million Dollar Round Table (Lifetime Member)

Code of Ethics:

It is my pledge to keep the needs of my clients primary. I strive to maintain the highest standards of professional competence while seeking to improve upon my education. I will hold in the strictest confidence and consider as privileged, all business and personal information pertaining to client affairs.